Some of the scams that are happening today but don't manifest for (potentially) years:
Bottom Line: I've been searching for as much information and as many answers as possible as to why/how my personal information had all of the sudden fallen in the hands of identity thieves. There wasn't any specific data breach with a company I use. I don't have any personal explanation as to one who might have recently had access to my info for the first time but nevertheless the problem continues. So what gives?
First, it's notable that the IRS scams are so prevalent that even the IRS Commissioner, John Koskinen, said he's personally received IRS phone scam calls. That being said that's still the #1 phone scam issue but that doesn't explain my situation of the issue for millions. What appears to be popular is the "sleeper" ID theft.
"Sleeper", which is the term I'm using, is ID theft that's designed for the long game. For example if your information has been compromised and you have someone desirous of committing tax filing fraud in your name - they might have to wait until next year if you've already filed your taxes. So in other words - you might not know you've been compromised for an extended period of time and by then it's hard to know who and how your info was stolen. In some cases it's a rouge person with access to personal sensitive information at a particular company or institution. In other cases it might be from a high profile situation that doesn't manifest itself for awhile.
The point is that unfortunately we always have to be on guard for the possibility that we can be compromised even if we're diligent and do everything we can to protect our personal information.