TDS Is Back with a Vengeance & Florida’s Property Insurance Relief - Top 3 Takeaways – November 27th, 2023
- Full of poo. First, I hope you and your family had a wonderful Thanksgiving and a terrific start to the holiday season. What I can tell you is that once again your godless, soulless, slanderous news media did not. Should Donald Trump overcome the incredible effort, from the federal government, to select state governments and even local DAs to attempt to stop him from becoming the next President of the United States...the mainstream media meltdown we witnessed on Election Night 2016 - will seem like nothing. That’s in part because as the former and perhaps future President of the United States continues to rise in the polls, currently polling 9-points better against Joe Biden than on Election Day 2020, the media meltdown is already well underway. Exhibit “A” was Trump’s visit to the Clemson – South Carolina football game Saturday night. While the game itself proved to be exciting, as was the case with much of the college action over the weekend, by far the most excited the crowd was at any point was when 45 walked onto the field. The overwhelming reaction of the sold-out crowd in Columbia, South Carolina was undeniable. I’d be willing to bet the crowd was louder than even any Trump rally to date. It’s far from the first time Trump has been received with an overwhelmingly positive reception at a football game, but it was the most recent and yet another indication of his ability to do what simply no other living politician could do could. It was the coverage of this event that led to my top takeaway today...and that points towards the direction of what could be a...
- Spectacular yearlong media meltdown. The AP headline covering this was illustrative...Trump draws cheers, boos at Clemson-South Carolina game. Media outlets worldwide which pay to perpetuate the AP’s bunk (including multiple outlets locally) had that headline and that story prominently displayed Saturday and Sunday. In the story itself, buried six paragraphs in, was something closer to an honest assessment of what happened...Quoting the story: At halftime, Trump came down to the field with McMaster, drawing mostly cheers and a smattering of boos as he walked around, posed for a few photos and waved. However, it’s not actually possible to hear even the “smattering of boos”, they cited. Perhaps the AP writers noted the smattering of boos because they were the ones booing? Notably the tactic of false and misleading headlines with opening paragraphs is nothing new. It’s long been a tactic of disinformation artists in news reporting. Studies have shown that about half of readers don’t read the entire story. In fact, one of the most recent studies from last year showed that 22% of news consumers only read headlines, while another 26% only read the first paragraph or two, with just 51%, or only about half, which actually read a whole story. The AP employed tactic in this example is a way to completely mislead half of the consumers of the story, while still significantly misleading the other half who finished the story. Speaking of which... The jaded story also prominently noted this: Around the stadium Saturday afternoon, more than a half-dozen electronic billboards around the capital city of Columbia boasted a message noting Trump's 2020 election loss and his pending legal cases: "You lost. You're guilty. Welcome to Columbia, Donald. Trump Derangement Syndrome was real before. Those who’ve contracted it appear to only have suffered greater side effects from it over time. This of course includes many members of the godless, soulless and slanderous news media who cover incredible moments like what transpired at a football game in South Carolina Saturday night. The media meltdown is already fully underway, and Election Day is still over 11 months away. Whatever credibility legacy outlets like the Associated Press had left, which Gallup recently measured at just 32% (the second lowest on record and perhaps not-so-coincidently the lowest since 2016 during the original TDS media meltdown), is quickly being eroded for anyone who has their eyes open to the truth. The AP was and is full of poo and so too are the alleged news organizations who pay to spread the untruths. But get your popcorn ready because the next 11 plus months figure to be something to behold. And something unprecedented in more ways than one.
- Condo relief. Florida’s property insurance crisis has taken another huge step on the path towards stability. In recent months, following two years' worth of property insurance reforms, aimed at curbing the abuses that were the biggest drivers of the crisis, numerous new property insurance companies have reentered the market. Also, existing insurers, including Florida’s largest private insurer – Universal Property and Casualty, have begun to underwrite new policies within the state once again. But following the one-two punch of Florida’s insurance crisis and new regs following the collapse of Champlain Towers South in Surfside...condo owners have been left feeling the most significant effects of all. HOA dues have soared as the cost of insurance policies have soared, special assessments have soared (to meet new code) and reserve requirements have soared. But finally, relief is on the way for most. A spinoff of Florida insurer, Homeowners Choice, called Condo Owners Reciprocal Exchange is entering Florida’s condo insurance market in a big way. The insurer is taking on the policies of 53,750 condo associations from across the state, from Citizens Property Insurance, the state’s insurer of last resort. The best news of all...70% of the newly written policies will include premium decreases for the condo buildings. When was the last time you heard about most property insurance premiums decreasing in cost? That’s not only huge for those involved, but it’s the last and biggest indication yet that Florida’s turned the corner on our property insurance crisis. There’s some relief on the way for hundreds of thousands of Floridians who live in condos across the state. And if the current trend holds, it will likely be millions more across all property types next year.